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The Board of Directors and staff of CommonWealth Credit Union "CWCU" would like to start off by saying WELCOME to Kankakee County's ORIGINAL community credit union!  We are dedicated to offering a complete line of savings and borrowing products that are designed to fit our members' needs and delivered in an exceptional manner. 

Membership is open to anyone who resides or works in Kankakee, Ford, Iroquois, Grundy, Kendall, Livingston, or Will County in Illinois. If you don't meet any of these qualifications, you are still eligible to join if you are a family member of a current CommonWealth Credit Union member or if you work at any one of our Select Employee Groups. CommonWealth Credit Union has several eligible employee groups in its field of membership. See if your employer is listed.

Products and services available:

Deposit Products

  • Share Checking Accounts
  • Share Savings Accounts
  • Certificate of Deposits
  • Money Market Accounts
  • Christmas Club Accounts
  • Vacation Club Accounts
  • IRAs


  • Auto Loans
  • Signature Loans
  • Visa Credit Cards
  • Business Loans
  • Boat Loans
  • Motorcycle Loans
  • ATV Loans
  • Snowmobile Loans


  • 1st Mortgages
  • 1st Time Home Buyers
  • FHA & VA Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Home Equity Line of Credit

Other Products and Services

  • Overdraft Protection
  • Courtesy Pay
  • ATM/Debit Cards
  • Visa Gift Cards
  • Online Banking
  • Mobile Banking
  • Direct Deposit
  • E-Statements
  • Online Bill Pay
  • Cashier's Checks
  • Money Orders
  • Wire Transfers
  • Notary Public

As a member of CWCU, we offer several loan protection services such as, credit life, credit disability, AutoCare (extended warranty), and GAP insurance.

$1,000 Accidental Death and Dismemberment Policy included with membership, with the option to purchase additional coverage.

It is easy to become a member of CWCU! You must complete a membership agreement application, have a valid form of identification, and a minimum deposit of $25.00 (one share). Applications are subject to review by our Membership Committee.


Thank You for choosing CommonWealth Credit Union. We look forward to assisting you with all your financial needs!


Apply Now to become a member.

United States Patriot Act: Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, a valid driver's license or state identification card, and other information that will allow us to identify you. We may also ask to see other identifying documents.